Bankers have a number of tools at their disposal to assess a prospective borrower’s loan application, but nothing can take the place of a face-to-face meeting. Of course, most borrowers respond honestly when they meet with bankers about their financial condition. But those with less than stellar financial records may be tempted to downplay their true economic situation. How can a banker determine if a loan applicant is telling the whole truth — or not? To help you vet loan applications, here are some interview tips that forensic accountants use to unearth exaggerations, misstatements and outright fraud when managers are suspected of dishonest behavior.